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They are all the rage right now, they help you find your family's history. "We've always wondered about the validity of my dad's side of the family and their claims about where we're from."Elizabeth Makos is as curious as we all are. "So we think we are half Italian, quarter Czechoslovakian and a quarter polish."She agreed to help put these DNA tests, to the test. Makos gave saliva samples three times, one for Ancestry DNA, 23 and Me and MyHeritage. We sealed them up and sent them off and waited about 6 weeks.We got her results back and here's what Makos thought of them."It's shocking. It is really shocking. I can't imagine what technology they employ to get these results," she said.It's shocking because her results were all over the place. When it comes to Eastern Europe, Ancestry said she was 49 percent Eastern European, but 23 and me and MyHeritage only put the percentage in the high 20s. "When we look at it for example, it says the Balkans here… one says 34 percent and one says 18 percent. A bit of a discrepancy there."Makos thought for sure she is 50 percent Italian. 23 and me and MyHeritage says she's closer to 30 percent. She even had some North African DNA."I would love to know," Makos said about having North African DNA. "I know I get really tan in the summer but I didn't know I got that tan… who knows."The companies don't claim to be perfectly accurate, and use different algorithms. MyHeritage told us in a Skype interview, it maps more parts of the globe that other companies."MyHeritage DNA has 42 ethnic regions with percentages and that's the most on the market, Rafi Mendelsohn, spokesperson for MyHeritage said."Mendelsohn encourages you to read the fine print including what companies might do with your DNA profile after testing."Personal information provided to MyHeritage is never sold, licensed or shared with any third parties, he said." Both Ancestry DNA and 23 and Me say your DNA could be used for medical research by its "partners" after your name has been stripped out. Peter Pitts, a former FDA associate commissioner said, watch out."Companies will tell you that they may sell the information but nobody can find you," Pitts said. "And that's not true. There's been studies done at Harvard for example where a couple of professors got genetic information that was supposedly anonymous and was able to figure out who the people were through very easy mechanisms."He says the results shouldn't be taken as gospel and companies say don't use the findings to make medical decisions. "People need to understand that what they're getting back is an interesting snapshot not necessarily accurate or clinically relevant," Pitts said. Makos said she's telling her friends to use the tests only for fun."I'm glad we did this because I probably would have just taken one test on my own and completely trusted the results. This was very eye opening for sure." 2972

This undated image released by the Alabama Department of Archives and History shows Alabama's 1901 Constitution, which was intended to maintain white supremacy in the state. With the nation focused on racial justice because of the police killings of George Floyd and other Black people, state voters are being asked to remove racist phrases from the document once and for all. While no organized opposition has emerged, some worry that a conservative backlash against protests over racial injustice could harm the chances for passage. (AP Photo/Alabama Department of Archives and History) 596

There was a “concerning” increase in the number of drug overdoses in the US in from March through May 2020, the Centers for Disease Control and Prevention said on Thursday.The data were part of an annual analysis of drug overdoses in the US. The data went from June 2019 through May 2020. The CDC noted that pre-pandemic drug overdoses were up in the month preceding the pandemic, but increased further when much of the US economy closed to stop the spread of the virus in March.The CDC previously estimated that 19,416 Americans died from drug overdoses from January through March 2020, which was up nearly 3,000 deaths. Approximately 81,230 drug overdose deaths occurred in the United States in the 12-months ending in May 2020, the CDC reported. For the year ending in May, there were nearly 10,000 additional drug overdose deaths compared to the previous year.The CDC said that synthetic opioids, primarily illicitly manufactured fentanyl likely drove the increase. The American Medical Association says that there has been a 37% drop in prescriptions of opioids since 2014.“The increase in overdose deaths is concerning.” said Deb Houry, M.D., M.P.H., director of CDC’s National Center for Injury Prevention and Control. “CDC’s Injury Center continues to help and support communities responding to the evolving overdose crisis. Our priority is to do everything we can to equip people on the ground to save lives in their communities.”The CDC issued a set of recommendations to help combat drug overdoses:Expand distribution and use of naloxone and overdose prevention education.Expand awareness about and access to and availability of treatment for substance use disorders.Intervene early with individuals at highest risk for overdose.Improve detection of overdose outbreaks to facilitate more effective response.The CDC added that “Measures taken at the national, state, and local level to address the COVID-19 pandemic may have unintended consequences for substance use and overdose, but CDC is working with states, territories, tribes, cities, and counties across the country to continue drug overdose surveillance and prevention efforts.”During the same timeframe of March through May 2020, more than 67,000 Americans died from the coronavirus despite intense mitigation efforts, according to Johns Hopkins University data. The death tolls from the coronavirus and drug overdoses show the challenge public health officials face in keeping the country healthy amid a pandemic.“The disruption to daily life due to the COVID-19 pandemic has hit those with substance use disorder hard,” said CDC Director Robert Redfield, M.D. “As we continue the fight to end this pandemic, it’s important to not lose sight of different groups being affected in other ways. We need to take care of people suffering from unintended consequences.” 2842

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422

This article, published in the July 8, 1982 edition of the New York Times, described why Alferd Packer's bust was temporarily installed at the Colorado State Capitol. 174