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The wrongful death lawsuit filed by the family of Rebecca Zahau focused Thursday on the thoroughness of the investigation, with the lead Sheriff's detective on the case taking the stand. Zahau's death was ruled a suicide by four different investigative agencies but the Zahau family believes Rebecca was murdered by her boyfriend's brother, Adam Shacknai. The questioning by David Elsberg, attorney for Adam Shacknai, was aimed at showing investigators left no stone unturned. Elsberg's initial focus was on dispelling the scream that a neighbor reported may have come from the Coronado mansion around the time of Rebecca's death.  As Adam Shacknai's attorney pointed at areas of an overhead projection screen of the Coronado mansion, Detective Tsuida said the reported scream actually came from an area northwest of the property, toward the beach, and not from the balcony area where Rebecca Zahau was found dead. The attorney also showed a series of photos of footprints on the balcony, including bare prints that would support Rebecca standing on the balcony and near the balcony's edge. The questioning by Elsberg went on to the collection of potential DNA evidence and the intricate detail work involved.  Detective Tsuida testified that none of Adam Shacknai's DNA was found on the rope or knife, or several other items that might suggest he had anything to do with her death. 1480

The US House of Representatives passed a federal "right-to-try" bill Wednesday night, leaving many Americans wondering what the move could mean for their health and that of their loved ones.The bill, backed by President Donald Trump, would give terminally ill patients the right to seek drug treatments that remain in clinical trials and have passed phase one of the Food and Drug Administration's approval process, but they have not been fully approved by the FDA.The bill passed the House 267 to 149, after failing to pass last week. Now the legislation needs approval from the Senate.Right-to-try laws exist in 38 states -- Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Washington and Wyoming -- but this federal bill would introduce legislation across state lines.The central question, however, remains: Would a federal right-to-try bill help or hurt some of the country's most fragile patients? Here's what you need to know, according to experts on both sides of the legislation. 1320

The school shooting was over in seconds. But it could have dragged on longer and proven deadlier were it not for the rapid response of a school resource officer.When a 17-year-old gunman walked into Maryland's Great Mills High School on Tuesday, the swift action of the school's sole resource officer, Blaine Gaskill, was instrumental in bringing the incident to a quick end.Gaskill's response was hailed as an example of exactly what a resource officer is supposed to do in such a circumstance, particularly when contrasted to the actions of the security officer in last month's shooting in Parkland, Florida. (In the incident at Marjory Stoneman Douglas High School on February 14, the armed school resource deputy waited outside the school building as the shooter gunned down students inside.)"He responded exactly how we train our personnel to respond," St. Mary's County Sheriff Tim Cameron told reporters.Engaging the shooterAs soon as the gunfire began, Gaskill rushed to the scene. He fired a round at the shooter, who also fired a round at the same time, Cameron said.It's not yet clear whether the shooter, Austin Wyatt Rollins, was felled by the officer's bullet or killed himself."DFC [Deputy First Class] Gaskill fired at the shooter ... almost simultaneously as the shooter fired," Cameron said. "This is something we train, practice and in reality, hope would never come to fruition. This is our worst nightmare."Gov. Larry Hogan called Gaskill "a very capable school resource officer who also happened to be a SWAT team member.""This is a tough guy who apparently closed in very quickly and took the right kind of action," he said. "And while I think it's still tragic, he may have saved other people's lives."Over in secondsThe incident began in a school hallway at 7:55 a.m., just before classes started. Authorities say Austin, armed with a handgun, shot a female student, with whom he had a prior relationship, and another male student.Gaskill responded to the scene in less than a minute, the sheriff said.Cameron said the entire incident took less than a minute, possibly seconds.The 16-year-old female student is in critical condition with life-threatening injuries, and the 14-year-old male student who was shot is in stable condition.Gaskill was unharmed."He's doing well and we're going to do everything to support and promote him and his well-being," Cameron said.Playing to a narrativeGaskill's actions were praised, rightly, across social media. But some -- most notably, the NRA -- held him up as an example of the "good guy with a gun" theory. The theory goes, that bad guys will always find a way to circumvent whatever gun laws are in place. And "to stop a bad guy with a gun," as NRA head Wayne Lapierre?said, "it takes a good guy with a gun.""This [Great Mills High School] armed school resource officer, you're not hearing anyone in #MSM talk about it because it disrupts their narrative," NRA spokeswoman Dana Loesch said in one of several tweets Tuesday. (MSM is short for mainstream media.)So far, this year, there have already been 17 school shootings where someone was hurt or killed.In the Parkland shooting, school resource deputy Scot Peterson never entered the building after taking a position outside. He resigned after he was suspended without pay for his inaction."Had our resource officer taken action immediately, the result of the Stoneman Douglas Valentine's Day Massacre would have been different," Parkland student Kai Koerber told CNN."We might not have had to walk over the bodies of our classmates, once lovely and wonderful people, as we were led away from murderous tragedy."Speaking to reporters, Dr. James Scott Smith, the superintendent of St. Mary's County's public schools, put the senselessness of it all in perspective."It looks as though the SRO [school resource officer] did exactly what the SRO is trained to do, and yet we still have a tragic loss of life," he said. "We still have somebody in critical condition. And we have students at the school and staff at the school impacted." 4086

The tactics used to fight credit card scams are getting more sophisticated all the time. Unfortunately, so are the tactics used by credit card scammers.More than 2.3 million cases of fraud and identity theft were reported in 2019, according to the Federal Trade Commission — an increase of 26% from five years earlier and 138% in a decade. Credit card-related scams accounted for a significant chunk of those cases, including more than 40% of identity theft reports. And those were just the cases that were reported to law enforcement and consumer protection agencies.Whether they’re putting a new spin on an old scam or inventing a new scheme, calling on the phone or reaching out over the internet, credit card scammers are always lurking and looking to strike. Knowing how the most common scams work and how to avoid falling for them can keep your money and your identity safe.Here are six common credit card scams to watch out for.1. The charity scamThis credit card scam is a particularly cruel violation of people’s good-hearted instincts to help.Right after a tragedy like a hurricane, flood or wildfire, scammers get to work, calling or emailing and appealing to people to help victims with a donation. They’ll often pretend to be from a reputable charity like the Red Cross or the Salvation Army.When a “charity worker” calls with a detailed, sad story and asks for help, it can be hard to say no. The pleas for funds are often presented as urgent, too, to get people to cough up their credit card numbers quickly.HOW TO AVOID THE CHARITY SCAMIf you’re inclined to give money to help after a disaster, it’s best to do it proactively by contacting a charity yourself. You can check whether a charity is legitimate by using the IRS’ tax-exempt organization search or a resource like Charity Navigator.If someone calls you seeking a donation, don’t give your credit card information, even if it seems legitimate. Write down any information they give you, then politely hang up. Search the web for the phone number and put quotation marks around the number in your search. Often, you’ll find that the number that called you has been previously been identified as a scam caller. If the charity is legitimate and you want to help, donate directly through its website.2. The hotspot scamIt’s common advice to be careful when using a public Wi-Fi network, since crooks could be monitoring these networks. But sometimes the network itself is a trap, carefully laid by credit card scammers who are waiting to pounce on your information.In this credit card scam, your smartphone or laptop finds a “public Wi-Fi hotspot,” and when you connect to it, you’re prompted for credit card information to pay for internet access. The hotspot is fake, and you’re actually giving your credit card information directly to the scammers. In other cases, the hotspot is free and does offer internet access, but the scammers watch your every move. They record passwords you enter, peek into your bank account when you check it and capture your data in other ways.HOW TO AVOID THE HOTSPOT SCAMIf you need to access public Wi-Fi at a restaurant or store, ask an employee for the correct network name and password information. Be wary of generic-sounding names like “Free Public Wi-Fi.” Avoid logging into your bank account or providing any sensitive information if you can.Another way to protect yourself is to use a VPN or virtual private network. This creates a secure connection you can use even on unsecured public networks.3. The credit card ‘sign-up farm’ scamVictims of this credit card scam are often willing participants, duped by the promise of easy money for helping generate what they’re told are legitimate credit card rewards. In reality, it’s a scam to rip off card issuers, often on a massive scale. In May, federal prosecutors in New Jersey charged two men with running an elaborate “sign-up farm” that cost American Express more than million.People running these scams recruit people with good credit and offer to pay them for the use of their Social Security numbers to open credit card accounts. The scammers rack up huge balances on the cards to generate rewards points, convert the points to cash, then cancel the purchases. In some cases, they don’t even bother canceling, and the victim is left on the hook.Victims are typically promised payments of ,000 to ,000 for the use of their information, although some never get paid. And they’re usually told that the spending on the cards will be legitimate, even though the whole point is to defraud the issuer. Victims can wind up responsible for huge balances, see their credit trashed and have their own credit card and airline rewards accounts frozen.HOW TO AVOID THE SIGN-UP FARM SCAMThe lure of easy money can be hard for anyone to resist, and even more so for those who are struggling financially. But it’s wise to assume that easy money doesn’t exist.The simplest way to avoid falling victim to credit card farming scams is to never give or sell your Social Security number or any personally identifiable information to someone else. To make sure no one is using your identity to open accounts without your knowledge, check your credit report for any irregularities.4. The interest rate scamMillions of people are familiar with this classic robocall scam. You answer a phone call, often from an unknown number, and a recorded message gives you the great news that you’re eligible to negotiate significantly lower interest rates on your credit card balances. The message claims to have inside connections to credit card companies and can work on your behalf to reduce your payments by thousands of dollars. There are no such connections — the whole thing is a setup to get you to reveal your credit card information.If your interest is piqued enough to continue listening, you’ll be taken to a live operator. The “helpful” representative will quickly ask you sensitive questions to harvest your personal data and credit card information.In a slightly more legitimate — but still costly — variation of this scheme, the caller contacts the credit card company and successfully lowers your rate, and you get charged hundreds or thousands of dollars for the service. The problem is that they aren’t doing anything you couldn’t have done yourself for free. You have just as much clout with the credit card company as a third party when it comes to lowering your interest rate. Your issuer may give you the option to transfer your balance to a different card that offers a lower APR.“If you’re looking to reduce the interest rate you’re paying on your credit card purchases, your best bet is to handle it yourself for free,” says the Federal Trade Commission. “Call the customer service phone number on the back of your credit card and ask for a reduced rate.”HOW TO AVOID THE INTEREST RATE SCAMIf you want to lower your credit card interest rate, reach out to the issuer directly. It won’t hurt you to ask, even if they say no.If you do get a robocall promising to cut your rates — or any other offer that sounds too good to be true — just hang up. Never give out or confirm sensitive information to someone who calls out of the blue. To reduce sales calls, put your phone number on the National Do Not Call Registry, then keep in mind that legitimate businesses adhere to the registry while scammers don’t.5. The overcharge scamThis credit card scam is gaining ground as fewer transactions are handled in cash and more shopping moves online. It goes like this: You get a call or a text telling you that your credit card was overcharged on a recent purchase. How helpful! The problem is that it isn’t true. The scammer will ask a bunch of questions intended to get at your personal information.According to the Better Business Bureau, this scam is especially convincing because the scammers will often address the target by name. And with more and more small, everyday purchases being put on credit cards, the vague “recent purchase” angle becomes more convincing.HOW TO AVOID THE OVERCHARGE SCAMDon’t give sensitive personal information over the phone. Hang up. Check your credit card statement. If something there seems out of whack, contact your credit card issuer yourself by calling the number on the back of your card.6. The skim scamIt was hoped that the widespread adoption of EMV chip technology would wipe out skimming, but it has proved persistent. In fact, the latest data from the credit scoring company FICO found that the number of payment cards compromised at merchant card readers and ATMs increased 10% in 2017.A skimmer is a small electronic device installed by crooks on card readers on gas pumps, ATMs and elsewhere. The skimmer reads the information from the magnetic stripe on your credit or debit card when you swipe or insert the card. They can be hard to detect, and some of the newer ones are all but impossible to see with the naked eye.Skimmers are especially prevalent in tourist-heavy areas during high season. According to the Florida Department of Agriculture and Consumer Services, “it’s critical that people are aware of exactly what to look out for because each skimmer can defraud consumers up to a million dollars.”HOW TO AVOID THE SKIM SCAMThough skimmers are often well-concealed, sometimes you can tell that something looks off. Look for signs of tampering on ATM or gas station card readers, including devices attached on top of or beside the card slot. Move toward using a mobile wallet and contactless payments to avoid using your physical card.Check your account balances and transactions often. If you see something amiss, notify your credit card issuer right away to report the fraud.More From NerdWalletCan a Credit Card Company Lower My Credit Limit?Is It OK to Never Have a Credit Card?Today’s Definition of Financial Adulthood Is More Flexible Than EverErin Hurd is a writer at NerdWallet. Email: ehurd@nerdwallet.com. 9936

The Women’s National Basketball Association plans to pay respect to Vanessa Guillen in their upcoming 2020 season.The WNBA and the Women’s National Basketball Players Association (WNBPA) announced the launch of a new platform, The Justice Movement, and the creation of the WNBA/WNBPA Social Justice Council.The mission of the Social Justice Council is to be a driving force of necessary and continuing conversations about race, voting rights, LGBTQ+ advocacy, and gun control amongst other important societal issues.The WNBA will begin its season in late July with a weekend of competition centered around the Black Lives Matter movement, during which teams will wear special uniforms to seek justice for the women and girls, including Sandra Bland, Breonna Taylor, Vanessa Guillen and many more who have been the forgotten victims of police brutality and racial violence.Throughout the season, players will wear Nike-branded warm-up shirts that display “Black Lives Matter” on the front.Additionally, “Say Her Name” will adorn the back of the shirts. “Black Lives Matter” will also be prominently displayed on courts during games.KXXV first reported this story. 1170