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If you’re shopping for a car, you may already know that buying used is a smart move that greatly expands your choices. The key is knowing where to look for them.Buying a used car will not only save you money but also allow you to shop higher-end brands, says Ivan Drury, Edmunds.com’s senior manager of insights. For example, maybe you wanted a new Toyota Camry. Instead, he says, you can save about ,000 and get a 3-year-old Lexus.Because of the bankruptcy of Hertz rental car agency, along with the many cars coming off lease, there are a lot of used vehicles to choose from, says Jeff Huang, who attends auctions as the remarketing sales supervisor at Westlake Financial Services. “A good used car is a real value proposition — and there are definitely deals to be had,” Huang says.Shoppers looking for great bargains will find them in cars older than 7 years, says Mark Holthoff, used car editor at Klipnik, a website for used car enthusiasts. “That’s because the depreciation curve has mostly been flattened,” he says. For example, a 2014 Mercedes-Benz E-Class sedan, costing ,000 new, now sells for about ,000.Shop in the right placeNew cars are sold only by franchised dealers, but used cars can be purchased from a variety of sellers:Used car departments at new-car dealerships.Used car superstores such as CarMax.Online used car sellers such as Carvana, Shift and Vroom.Car rental sales lots.Independent used car lots.Private parties.Public auctions.You’ll typically find the newest and more expensive models at new-car dealers’ used-car lots, the only place to turn if you want a certified car with a warranty and factory financing. Prices are likely to be higher than other lots’ but negotiable.National used-car chains such as CarMax, online retailers and rental car agencies also offer newer cars, often with factory warranty remaining. You can also get a loan and buy extended warranties. Prices are typically no-haggle.Independent lots, private parties and public auctions typically deal in older or cheaper cars. The upside is that you may find a 20-year-old one-owner cream puff, cheap. It does happen. But most cars have had several previous owners, and a checkered past is not rare. Plus, you’ll have to arrange your own financing.Adjust your expectationsThere is a built-in risk-versus-reward element to used car shopping: The more you’re willing to spend, the less chance the car will need repairs and overdue maintenance. Here’s an overview of the three price levels of used cars:High-end used cars: If your budget is over, say, ,000, you might consider getting a certified pre-owned (CPO) car from a dealer. Shopping for a CPO car is easier because it’s pre-inspected and comes with an included warranty. While you’ll have to pay a premium, you’ll also be able to buy a car with more modern technology and safety features. Of course, you can always buy a non-CPO car and purchase an extended warranty.Midrange used cars: A sweet spot for used car buying is a 3-year-old vehicle coming off a lease. Many of these cars will sell for 40% of their original price and still retain a new-car feel, according to Drury. Another source of near-new bargain-priced vehicles is car rental lots. According to an iSeeCars analysis, Hertz vehicles are selling for an average of ,389 below market value.Older used cars: Many people are afraid that cars from 7 to 15 years old will require costly repairs. But Holthoff points out that new cars can effectively cost the owner ,000 a month in depreciation.“You might have to spend money on a repair, but depreciation is a constant,” he says.To offset repairs, set aside 0 a month so sudden mechanic bills won’t deplete your savings.It’s best to buy older cars from private-party sellers because you can get a better idea of the mechanical condition, Holthoff advises. A used car dealer will show you the vehicle history report, but a private party might have the service records and can answer many other questions.Look for unexpected valueThe used car market is vast and, if you can spot an outlier, you can save big money. Here are a few examples of how to find that diamond in the rough:Cars that haven’t been recently redesigned will sell for less. Check car sites such as Edmunds.com to find out when the last time major changes were made to a model.While there is a stigma to buying a used rental car, the vehicles are well-maintained and priced lower than buying from dealers, Drury says.If a car dealer’s vehicle history report shows you are looking at a former rental car, leave and buy a similar one directly from the rental agency’s sales lot. You’re likely to find it cheaper.Be willing to travel to an area where the car you want is less popular. For example, all-wheel-drive vehicles sell for less in the southern U.S., where winter driving isn’t a factor.Be willing to travel to a more competitive market. A Honda dealer with a city to itself has less pressure to dicker on a CPO vehicle than a dealer in a city with three or four rivals.Used luxury cars often offer the biggest savings, according to Holthoff. The money you save on the purchase can be used if any repairs are needed.More From NerdWalletDon’t Fall for COVID-19 Student Loan Relief ScamsGet Your Finances Ready to Refi Student Loans5 Reasons It’s Smart to Lease a Car Right NowPhilip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 5428

If you have an old car seat, Target is looking to take them at their car seat trade-in event this monthBeginning Sept. 13, consumers will be able to go to any participating Target and exchange old car seats for a 20% off coupon.The event ends Sept. 26.Any car seat will be accepted, Target said.The company says the coupon can be used on a new car seat, stroller, or select baby gear item.The way it'll work is that customers will drop the car seat off in the designated box outside the store and then open the Target App and scan the code on the box.The coupon will appear in your wallet in the Target App, under "extra offers."You'll redeem your voucher by clicking the green checkmark next to the offer when you order online. If at the store, you'll scan your barcode at the register. 795

If you’ve ever lost your pet, you can probably recall the panic you felt.But as technology advances, the chances of finding our lost furry friends gets better and better.Ajax is Matt Sutton’s first puppy, and when they’re not together, he always wants to know where he is.  “I would never want to lose him. It would be devastating if I did,” Sutton says.That's why he got Ajax microchipped.  “I have a Social Security number on there for his microchip, and that's plugged into my phone and that’s registered in the database for him,” Sutton explains.    But now, there's a new way pet owners can keep track of their pets: facial recognition.The Finding Rover mobile app allows pet owners to upload a photo of their missing dog or cat. The app then scans a database of more than a million rescued or found animals that could be a to make a match.The founders of Finding Rover say the app is 98 percent accurate.Veterinarian Dr. Kevin Fitzgerald says with so many lost and stray animals, facial recognition for pets could be a huge asset. However, it doesn't mean pet owners should abandon microchips.  “Right now, I don't think that the official technology thing is as widespread,” says Dr. Fitzgerald. “You know, we aren't seeing that, but this should be. You know everybody should have a microchip.”Finding Rover founders say they've reunited more than 15,000 pets with their owners.“It's an added layer, and I think that's a very helpful asset to any dog owner,” says Sutton.  1531

How many times do you say, "This weekend I’m going to organize my house," and then don’t? Bart Flerterski is the same way and I showed him how to declutter his house with 5 easy ideas.We began in his basement. That’s where he stores all of his stuff that he doesn’t know what to do with. Bart told me, he likes to avoid this room because it overwhelming.The first tip to declutter your house is to pick one item per day and get rid of it. By sticking to one item, the task of decluttering isn't as daunting.Step two, ask yourself, "Do you love it, do you use it and will you ever use it again?" If you love it and use it, then keep it. If not, get rid of it.If those two steps are too much to handle, start small. Everybody has a junk drawer. Clean out that drawer first and then work your way up to an actual room.Maybe you don’t have a messy basement, but you have a lot of paperwork scattered on your desk. It’s time to organize those papers. Skip the file cabinet and take out your smartphone. Take pictures of every document and store it in the cloud.  Last tip, adopt a zero accumulation rule. If you take one item in, then you have to take one item out. 1188

IMPERIAL BEACH, Calif. (KGTV) — Days before South Bay locals head out to enjoy Fourth of July festivities, thousands of gallons of sewage flowed into the South Bay's coastline Tuesday.The runoff comes a week after millions of gallons of sewage flowed into Imperial Beach's coastline from the Tijuana River.The 858,000 gallons of untreated and treated sewage runoff came from Tijuana Tuesday, including flows from the ruptured Collector Poniente line, according to the U.S. Section of the International Boundary and Water Commission (IBWC).RELATED: IB coastline closed due to 3.5 million gallons of Tijuana sewage runoffSun and Sea Festival dealing with sewage spill in Imperial BeachThe same line dumped about 3.5 million gallons of sewage into the Tijuana River last week, prompting a full closure of the Imperial Beach coastline.IBWC says the Mexican Utility (CESPT) has been working on the broken line. Mexico's Pump Station CILA was not able to divert all of the flow from Tuesday in the Tijuana River Channel.The IB coastline remains closed from U.S.-Mexico border to the north end of the Tijuana Slough National Wildlife Refuge, according to the county's alert website. 1183

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