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2025-05-31 06:58:31
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  大庆专治普外科医院   

CLEVELAND — Student loans. Those two words cause a lot of stress, anxiety, even depression in so many Americans out there.Like Denise Ferguson.“Oh, my student loans are going to outlast me!” Ferguson said.Like 41 million other Americans, Denise is drowning in student loan debt — 0,000 in her case.“It’s funny because I’m an attorney and a lot of people assume that we attorneys are rich and wealthy,” she said.Well, rest assured, Denise is not one of those types of attorneys.She works with abused and neglected children in the foster care system.“We’re the only alleged first-world country that has all these issues with student loans and people being put into debt in order to do something good,” she said.Denise went to a state school in Pennsylvania for college, the University of Akron for law school.Fifteen years later, the amount of student loan debt she has barely has a dent in it.“If I win the lotto, it’ll get paid off. If I don’t win the lotto, there’s no hope that that’s ever going away,” Denise said. “My house only cost ,000 if that puts anything in perspective.”The average student loan debt for graduates is about ,000. It's the second-highest consumer debt category in the U.S., coming in only after mortgage debt.Since the federal CARES Act went into effect, more than 40 million federal student loan borrowers have had their payments paused and interest rates set to 0%.While that is set to expire on Jan. 31 now, it’s not clear what the incoming Biden administration will do.There are pushes and proposals to wipe out student loan debt — anywhere from ,000 to ,000.But nothing is clear, nothing is done, and experts say, do not rely on what could be.“Do not wait until January to expect any executive orders, there’s just so much uncertainty going on right now,” said Dr. Lakshmi Balasubramanyan, a banking and finance professor at Case Western Reserve University.She said it is crucial to have a plan in place before payments start back up again.Contact your loan servicer and talk through your individual situation.If you’ve lost or changed your job during the pandemic, switch to an income-based repayment plan, or discuss hardship options.“If you plan for the worst-case scenario, the best-case scenario is where there’s some loan forgiveness — then that would be a pleasant surprise but right now, you should plan to pay it off because you don’t want to go into default status,” Balasubramanyan said.She also advises heading to studentaid.gov to see if you possibly qualify for any loan forgiveness programs.Jeremy DiTullio, of the Cleveland Financial Group, says the worst thing borrowers can do is wait and hope for relief that may not come.“I would plan for starting to make your payments. Worst case scenario is that there is some forgiveness or some relief and now you have choices,” DiTullio said. He also suggests borrowers "earn differently" during the pandemic if they have to, to avoid defaulting. "So earning differently may mean accepting a job that isn’t exactly in your field of choice, it might mean working part-time on the weekends," DiTullio said.But keep in mind, if you have kept your job during this time, and you have the means — the payments you make on your student loans right now are going directly to your principal.To be clear, the relief and the extension only applies to borrowers with federal loans.There has yet to be standardized relief for private loan holders unless their specific lender made hardship adjustments.This story was first reported by Homa Bash at WEWS in Cleveland, Ohio. 3572

  大庆专治普外科医院   

CVS is looking to hire pharmacists, nurses, and pharmacy technicians across the United States as they prepare to administer coronavirus vaccinations.The retail pharmacy chain announced Monday they plan to vaccinate millions in 2021, but to do that, they are urgently looking to hire extra staff to make that happen when vaccines are ready.CVS said they are also looking to hire infusion nurses, who provide high-end infusion therapy to adults and children of all ages – wherever they live, work, or travel, as well as registered nurses.In addition to those full-time positions, the company is also seeking temporary or temp-to-hire pharmacists, pharmacy technicians, and nurses through its Contingent Workforce Program.CVS added that they are also looking for student pharmacy interns, who would be under a pharmacist's supervision to administer COVID-19 vaccines.CVS said they'd also offer pharmacy teams administering the vaccination in their long-term care facilities an additional Hero Pay. 1002

  大庆专治普外科医院   

CORONADO, Calif. (KGTV) - Three Coronado restaurants were closed for cleaning on Tuesday after employees tested positive for the coronavirus. One of the restaurants, The Henry, is facing backlash over accusations that it was not transparent with its patrons.On Facebook, The Henry posted the following message on Monday night.“Coronado neighbors,We apologize for not being more transparent with you about our first COVID positive case last week. Even though we messed up our communication, please know that we took all the right actions to make sure our guests, our employees and our restaurant space were as safe as possible before we re-opened.We went through our entire protocol for a COVID exposure the night after we became aware one of our employees was COVID positive. This includes third-party sanitation of the restaurant, contacting all employees before they returned to work to make sure we knew who had CDC defined exposure to the COVID employee and making sure all employees had access to testing at our cost, regardless of exposure. We got lucky that we were able to get this done so quickly. That has not always been the case. In another restaurant out-of-state, we had to close a restaurant for nearly a week as we waited for the sanitation company and sufficient staff to safely reopen. No one in our industry is happy about the fact we are all getting more experienced and better at responding to COVID exposures.Some of you have asked us why we did not notify the San Diego Health Department about the COVID positive employee. We know the employee's health care provider has notified the Health Department and that we, as employers, are not required to do so. But because of your question today and after calling the San Diego Health Department who encouraged voluntary notification, the Henry is committing to do so. With all of this in mind, this evening we notified the Health Department that we received information about a second COVID positive employee.The employee in this second case was last in the restaurant on Thursday, July 2. We are closing the restaurant early this evening and will be proceeding with sanitation and employee contacts. This time, we do not expect to be able to complete all of these procedures before our regular opening tomorrow. The Henry will be closed until we can go through our protocols, all of which mirror the San Diego Health Department's and CDC guidance.These are challenging times. We are learning how to do this better each day. Thank you for making us better. We hope to regain your trust and serve you again soon.”There are now hundreds of comments from members of the public. Many of the comments express concern that The Henry waited until after the 4th of July holiday weekend to make notification.Nearby McP’s Irish Pub and Hide Tide Bottle Shop and Kitchen were also temporarily closed for cleaning because of virus cases.On Tuesday, McP’s Irish Pub posted the following.“Good morning, For the health, safety and well-being of our valued customers, staff and community, McP’s Irish Pub will be closed beginning today to conduct a deep sanitization cleaning. This is being done per San Diego Co. Health Dept guidelines as one of our team members has tested positive for Covid19.PLEASE!PLEASE!PLEASE! be safe out there and follow what is recommended, let's all be part of the solution!See you all soon!!!”On Monday, Hide Tide Bottle Shop and Kitchen posted the following.“We will be closing today at 4:30 pm. Unfortunately, one of our staff tested positive for COVID-19. We are following the health department protocol and will be closed for a minimum of 48 hours for deep cleaning and time for all our staff to be tested. We will keep you posted. Please follow the rules! It's important! We care about you!”On Tuesday, ABC10 News asked San Diego County about whether restaurants are required to notify the public about employee cases. A spokesperson for the County wrote, "We leave it to the business, ANY business, to notify their customers. If we believe there is a risk to the public beyond that which would require further notification, we would notify the public."The County reports that medical providers are required to notify County health officials about employees who’ve tested positive. When ABC10News asked about whether restaurant employers are required to do the same, the County referred us to the state’s website which reports in part that employers should prepare to notify their local health department if there’s an outbreak or lab confirmed cases in the workplace.On Tuesday, ABC10 News asked The Henry for an interview. A spokesperson for the restaurant group said they were too busy to do an interview. ABC10 News’ calls to Hide Tide Bottle Shop and Kitchen went unanswered. ABC10 News left a message for McP’s Irish Pub and are waiting for a response. 4853

  

CINCINNATI, Ohio — Tommie Smith made history with a gesture in 1968, when he raised a single black-gloved fist on the Olympic podium after placing first in the 200-meter race. The silent, peaceful act of protest on behalf of oppressed people across the globe -- particularly in South Africa, where Apartheid reigned, and in the United States, where the Civil Rights Act was just four years old -- attracted censure, professional blacklisting and even death threats from people who witnessed it.That didn't stop Smith from fighting racial inequality wherever he saw it.Half a century later, it still hasn't."The darker the skin, the more problems you have when it comes to equity, and I'm there to find out why," Smith said Tuesday night at Cincinnati's National Underground Railroad Freedom Center. "Why can't we do better with the emergencies that's needed to keep people alive?"He partnered with Cradle Cincinnati to raise awareness of Ohio's disproportionately high infant mortality rate among black children. According to the Ohio Department of Health, black babies are nearly three times more likely than white to die before their first birthday.This holds true across all parental income levels, which might otherwise be an indicator of the type of medical care mothers and newborns do or do not receive. Experts aren't exactly sure why this happens or how to fix it. Smith, whose parents lost two babies before he was born, isn't either. That's why he believes it's so important to keep drawing attention to the problem. Raising awareness can keep pressure on people with the power to investigate and make changes, and it can help black parents learn about an often-unspoken danger."There's nobody else to be their front door," he said. "I've always been a front door."Smith's speech kicked off a Cincinnati Children's Hospital-organized summit surrounding the issue of infant mortality. The event, which will run through Wednesday at the Duke Energy Convention Center, was expected to attract over 1,000 health care and social work professionals.RELATED: How Tommie Smith ended up playing for the Bengals. 2151

  

COVID-19 is currently the leading cause of death in the United States, according to research from the Journal of the American Medical Association (JAMA).According to JAMA's research, daily deaths due to COVID-19 in the U.S. increased from 826 to 2,430 between Nov. 1 and Dec. 13. The 2,430 deaths linked to the virus now outpace heart disease (an average of 1,700 deaths a day) and cancer (1,600 deaths per day) — typically the two leading causes of death in the country.Between March and October, COVID-19 ranked as the third-leading cause of death in the U.S., trailing only heart disease and cancer. However, the spread of the virus has been largely unchecked in recent months, as colder winter months have moved gatherings indoors, where the virus is more likely to spread.COVID-19 was also the nation's leading cause of death in the springtime, when JAMA reports that about 2,900 people were dying each day from the virus."The failure of the public and its leaders to take adequate steps to prevent viral transmission has made the nation more vulnerable, allowing COVID-19 to become the leading cause of death in the United States, particularly among those aged 35 years or older," the Journal stated in its report. "Much of this escalation was preventable, as is true for many deaths to come."JAMA's study was published a day after the Journal reported that COVID-19 has appeared to be much more deadly to young people than initially thought. Between March and July, more than 76,000 people aged between 25 to 44 died in the U.S. — about 12,000 more than in a typical year. JAMA attributed the excess mortality among young people to the virus and added that COVID-19 deaths in the age group outpaced unintentional opioid deaths in some regions."In fact, July appears to have been the deadliest month among this age group in modern American history. Over the past 20 years, an average of 11,000 young American adults died each July. This year that number swelled to over 16,000." researchers wrote in a New York Times opinion piece that was published alongside JAMA'S research. 2090

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