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This year has brought a lot of changes for everyone and there could be a chance that those changes could translate to savings on your insurance policies.Bankrate is encouraging people with home and car insurance to take a fresh look at their policies.“You could save anywhere from a few dollars to a few hundred dollars, but it is going to depend on location, it is going to depend on your lifestyle, and how it has changed vs the past. So, it is worth comparing and really kicking the tires on various insurance policies from different companies,” said Stephen Kates, Insurance Analyst at Bankrate.There are several lifestyle changes that could have happened this year.Many people took on home improvement projects during this pandemic. Some of those may have included adding safety features to our home, which can help save money on home insurance.A lot of Americans are also driving a lot less now, which can help with car insurance.“If you're working from home, like a lot of us, you're probably driving significantly less than you used to and that's something you can bring up to your insurance carrier because that can significantly reduce the amount you pay for your premium,” said Kates.Insurance policies haven't necessarily changed, but the way insurance companies look at lifestyle changes may have changed, so it's worth checking in on your policies. Experts at Bankrate suggest doing so at least once a year. 1429

This morning, I tested positive for COVID-19. I am experiencing mild symptoms, and am following all appropriate protocols, including being in quarantine and conducting contact tracing.— Andrew H. Giuliani (@AndrewHGiuliani) November 20, 2020 249

TOKYO (AP) — Organizers are saying that a limited number of non-Japanese fans may be allowed to attend next year's Tokyo Olympics.CEO Toshiro Muto says after a meeting on infection countermeasures that fans could face some stringent rules. This would include screening for COVID-19 before they leave home. Non-Japanese fans may also face a 14-day quarantine, depending on their area of origin.Muto says this is still open to discussion.When asked if foreigners to Japan would follow the rules, Muto said it'd be difficult to control their movement and behavior.According to Reuters, Muto said that Olympic organizers are working with Japanese authorities to ensure that athletes and Olympic-related staff will not have to quarantine for 14 days.The goal is for athletes and workers to train and perform their duties leading up to the Olympics, which are expected to start in Summer 2021.There will be extensive screening on arrival and perhaps health-tracking apps to download and a rule book to be complied with. 1021

Top officials in the White House were aware in early 2019 of classified intelligence indicating Russia was secretly offering bounties to the Taliban for the deaths of Americans, a full year earlier than has been previously reported. That's according to U.S. officials with direct knowledge of the intelligence. The assessment was included in at least one of President Donald Trump’s written daily intelligence briefings at the time, according to the officials. Then-National Security Adviser John Bolton also told colleagues he briefed Trump on the intelligence assessment in March 2019.On Saturday, the Director of National Intelligence denied that Trump had been briefed on the intelligence."I have confirmed that neither the President nor the Vice President were ever briefed on any intelligence alleged by the New York Times in its reporting yesterday," DNI Director John Ratcliffe said. On Monday, White House press secretary Kayleigh McEnany suggested that the intelligence community had not come to a conclusion on the information. "There was not a consensus among the intelligence community," McEnany said earlier on Monday. "And, in fact, there were dissenting opinions within the intelligence community, and it would not be elevated to the President until it was verified."Also on Monday, eight Republican lawmakers attended a White House briefing about explosive allegations that Russia secretly offered bounties to Taliban-linked militants for killing American troops in Afghanistan. Members of Congress in both parties are calling for additional information and consequences for Russia. Republicans who were in Monday's briefing are expressing alarm about Russia’s activities in Afghanistan and urging the administration to hold Russian President Vladimir Putin accountable. Eight Democrats are to be briefed Tuesday morning. 1847

Three firefighters died Thursday while battling two separates blazes, one in Pennsylvania and the other in New York.On Thursday night, a New York City firefighter died during a five-alarm fire in Harlem on the set of the film "Motherless Brooklyn."Michael Davidson, 37, died of injuries in the blaze that broke out in the cellar of an unoccupied building, Fire Commissioner Daniel Nigro said in a press conference."To our great sorrow, we now know that a NYC firefighter lost his life battling the blaze that grew, and our hearts ache in solidarity with his family," producers of the film said in a statement.Edward Norton is the film's director, and Bruce Willis and Alec Baldwin are among the cast, according to Internet Movie Database.The fire broke out as the film crew wrapped up shooting for the day, according to the producers' statement. "We watched firsthand with astonishment as (firefighters) charged into the smoke to make sure all were safely out and then fought to contain the blaze and prevent it from spreading, putting their lives on the line as they do every day," it said.The fire spread rapidly, forcing firefighters to back out of the building. During that time, Davidson became separated from the rest of the unit, Nigro said.Davidson was found unconscious after a desperate search. He was transported to Harlem Hospital, where he later died.Davidson had been with the New York City Fire Department for 15 years and was cited for bravery four times, according to the fire agency's Facebook post. He is survived by his wife, Eileen, and four children. Davidson's father is a retired firefighter and had also worked in the same firehouse, Nigro said.Two other firefighters were seriously injured with burns and taken to Weill Cornell Burn Center; others had less serious injuries, Nigro said. 1820