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The gunman who killed 12 people at the Borderline Bar & Grill in Thousand Oaks, California, was a 28-year-old veteran of the US Marine Corps who had previous run-ins with the law, officials said.Here's what we know about Ian David Long so far: 255

The NFL has revealed some of its plans regarding Super Bowl LV in Tampa. The league is now planning for 20% capacity at the stadium, ESPN reports.Crowds at football games this year have been mixed, with some teams allowing limited fans and some not allowing any guests.ESPN's Adam Schefter also reports if a Week 18 is added to this regular season, the off week would be eliminated and Super Bowl LV would stay on February 7.Tampa is set to host the Super Bowl, and just last month the NFL said it was preparing for a full house.Thousands are also expected to attend events that week along the Riverwalk downtown.Tampa's Mayor Jane Castor said she had a meeting on Tuesday related to the Super Bowl and plans are in place for 16,000 to 70,000 fans and it will take more time to determine how many people will be allowed to attend."We’re going to put on the most spectacular Super Bowl ever under probably the most different circumstances ever, but this is Tampa and we do things big here so it will be safe and it will be spectacular," she added.The President and CEO of the South Tampa Chamber of Commerce Kelly Flannery said in a statement, "The Super Bowl provides for a considerable economic boost for host cities and our local businesses will benefit from having Super Bowl 55 in Tampa in an incredible way."Rob Higgins with Tampa Bay Sports Commission said they are working closely with the NFL and local public health officials to determine what the capacity will be for the Super Bowl."It is not known at this time. We know that the numbers will evolve over the next few months. We'll be following conditions in the county and the state, and the NFL will make a determination based on approvals locally. Clubs across the league-including the Bucks- are starting to include more fans into stadiums, but are not currently at full capacity," he said in a statement.This article was written by Dan Trujillo for WFTS. 1928

The number of people unable to make house payments on time has reached a nine-year high, according to a recent analysis of the data.Mortgage delinquencies were at 8.22 percent of all loans for the second quarter of 2020, says the Mortgage Bankers Association.At the end of June, an estimated 4.2 million Americans were on a forbearance plan, meaning they have an agreement with their mortgage lender to delay foreclosure."The COVID-19 pandemic's effects on some homeowners' ability to make their mortgage payments could not be more apparent. The nearly 4 percentage point jump in the delinquency rate was the biggest quarterly rise in the history of MBA's survey," said Marina Walsh, MBA's Vice President of Industry Analysis in a press release. "The second quarter results also mark the highest overall delinquency rate in nine years, and a survey-high delinquency rate for FHA loans."FHA, or Federal Housing Administration, loans are designed for low-to-moderate income borrowers and require a smaller down payment when purchasing a home. The survey found 15.65 percent of FHA loans were delinquent in the second quarter of 2020. That’s the highest rate since the Mortgage Bankers Association began keeping records in 1979.The survey asks loan servicers to report any loan that is not paid back according to the terms in the agreement.The high rate of mortgage delinquencies appear to be connected with availability of jobs. The five states with the largest increases in delinquency rate were New Jersey, Nevada, New York, Florida and Hawaii; all states with a high number of leisure and hospitality jobs that are now in flux because of the COVID-19 pandemic. 1669

The holiday season is upon us and that means Black Friday is less than a month away. While many retail experts are saying Black Friday is dead, we found that might not ring true for most shoppers.Janice Lieberman is a retail expert for Deal News and she says, “even though you will start seeing deals now they will get even lower.”Retailers are excited to get you in the holiday spirit and have you shopping in stores, not online.  Lieberman says, “they want those door busters. They want the fever. They want you to enjoy shopping, seeing other people and touching merchandise which is becoming so foreign.”However, this year a number of retailers including Home Depot, Ikea and Office Depot will remain closed on Nov. 24 and REI is even closing its stores on Black Friday.But, for the thousands of stores that will be keeping their doors open, Lieberman says, we need to get prepared before the big shopping day.“You need to get onto social media. You need to sign up with all the stores you enjoy shopping at because they will give their loyal members added deals or select deals.”If you are not about social media or even couponing, try signing up online at places like Deal News. You click on the items you want and they will send you an alert letting you know who has the lowest price.Lieberman says, “I really think if you can hold off now I know it’s not so easy but if you can hold off to Thanksgiving weekend, the day before, the day after, even Cyber Monday that’s when you’re going to see the lowest prices.”Thanksgiving Day will have the best deals for any item. Black Friday is the day to shop for electronics, toys and clothing. Cyber Monday you’ll find the lowest prices on computers, kitchenware and shoes.If you really want to save big on Black Friday, Lieberman suggests you create a list of all the items you plan to buy. If not, expect to pay more by simply purchasing items that you didn’t need. 1955

The quadrennial inauguration of a president generally draws hundreds of thousands of people to the Washington Mall in DC. But in January, President-elect Joe Biden expects that number to be much lower.As the inauguration stage is being built outside the US Capitol, Biden said he expects his inauguration to look akin to the 2020 Democratic National Convention, which was held virtually."First and foremost in my objective is to keep America safe but still allow people to celebrate," Biden said. "To celebrate and see one another celebrating."Some other traditional elements to Inauguration Day, like the parade and balls, appear to be scrapped.“There will probably not be a gigantic inaugural parade,” Biden said.Other Inauguration Day events, such as the signing ceremony and luncheon the new president has with congressional leaders, are still unknown. As of now, the Joint Congressional Committee on Inaugural Ceremonies is unaware of any restrictions related to the pandemic. Those wishing to get a spot to view Biden’s inauguration can still request tickets to the event through their member of Congress.Another sign that the pomp and circumstance of this year’s inauguration will look different is this could be the first time in US history that a presidential inauguration fails to result in a peaceful transfer of power. Outgoing President Donald Trump has continued to allege the election was stolen from him despite dozens of failed lawsuits and no formal prosecutions of widespread fraud.It has been a long-standing tradition that the incoming and outgoing president meet at the White House and travel to the Capitol together before the inauguration.Trump has suggested that Biden would only be able enter the White House after the inauguration if he can “prove” he received 81 million votes.Three weeks ago, a joint statement released by federal and state officials described the presidential election as the “most secure in American history.”In response to the letter, Trump fired US election security head Chris Krebs.In an interview with CNN on Thursday, Biden said he is hopeful Trump will attend the inauguration."I think it would be important only in one sense, not in a personal sense, important in the sense that we are able to demonstrate the end of this chaos that he's created, that there is peaceful transfer of power with the competing parties standing there, shaking hands and moving on,” Biden said. 2436

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