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An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387

An alligator was spotted trying to climb the fence at Lely High School in Naples, Florida, Monday morning.Ray Simonsen, a.k.a "Ray the Trapper," was called in to get it.“Gators can climb. That’s why you can find them wherever, whenever," said Simonsen.Simonsen said he wasn’t surprised by what the gator was doing, but by how big it was.“I received a call that there was a 4-foot gator on property. I roll up and I get a big grin on my face, because that 4-foot was 7-foot 6-and-a-half-inch," said Simonsen.But that alligator Simonsen caught wasn’t the only one that got somewhere it didn’t belong on Monday. According to the Lee County Sheriff’s Office, deputies had to respond to the Estero Parc Apartments, because an alligator actually got inside the building.The sheriff’s office posted a picture to Facebook, saying people were in the elevator when the doors opened, and a small gator was there to greet them. 923

An Oregon man was arrested last week and faces multiple criminal charges after attempting to destroy a McDonald's location's "Golden Arches" after he was refused an order of 30 double cheeseburgers. The News-Review first reported the March 17 incident, which took place in Sutherlin, Oregon. Jedediah Ezekiel Fulton was charged with suspicion of second-degree disorderly conduct, second-degree criminal trespass, second-degree criminal mischief and harassment, the News-Review reported. The incident became so scary, a witness inside the McDonald's pulled out a gun out of fear. Fulton allegedly became irate after McDonald's employees refused to fulfill his order of 30 double cheeseburgers. After being refused the order, Fulton allegedly tore down a McDonald's banner and attempted to destroy the location's Golden Arches. Why he was refused the order in the first place is unknown.  934

Apple is fighting to take back the classroom.The company revealed on Tuesday in Chicago what it believes is the future of education. CEO Tim Cook and his executive team took the stage at Lane Tech High School to discuss "creative new ideas for teachers and students."Apple showed off a new budget iPad specifically targeted toward students. The 9.7-inch device -- the same size as the traditional iPad -- will cost 9.The new iPad works with the Apple Pencil to support art projects — similar to what comes packaged with the higher-end iPad Pro tablet. Apple also teased software features such as smart annotations to help teachers mark up papers, and augmented reality support which will "enable new ways to learn."Alleged leaks of the upcoming iOS 12 software have shown a "ClassKit" platform for developers to create puzzles, tests and lesson plans for students. Augmented reality integration is a good bet, too.Apple's education business has had its ups and downs. iPads and Mac computers were once the primary devices used in American schools. But in recent years, Apple's dominance has slipped. Now, Google's budget-friendly Chromebook laptops occupy nearly 60% of all devices in the classroom, according to research firm Futuresource. Apple devices make up just 17% of the education marketshare.Perhaps it has learned from its mistakes. In 2015, a Los Angeles school district planned to give every student in the city an iPad with preloaded curriculums. Wired reported that the program, which was expected to become a billion deal, fell apart.After a volatile few years, Apple said in 2017 that iPad sales for the classroom ticked up 32% after dropping the price for its entry-level iPad to 9. Apple also made small tweaks to make it easier for students to share in the classroom, such as removing its Apple ID requirement.To get ahead of Apple's news, Google announced on Monday its first tablet running Chrome 10: Acer's Tab 10. At 9 — the same price as the cheapest iPad — Google and Acer hope to bring the flexibility and versatility of the Chrome operating system to an even more portable device.This is Apple's first education-focused keynote in six years — and its second ever. The company hosted a digital textbook launch in New York City in 2012.Chicago is a fitting backdrop for its latest event. The city is home to one of the largest school systems in the United States, and Apple expanded its "Everyone Can Code program" late last year to teach more students its Swift programming language.It's unlikely, however, that Apple will reveal details about its next generation iPhone on Tuesday. But with its annual World Wide Developer Conference only three months away, we may hear some subtle software teases of what will land on iOS and OS soon.  2788

As Democrats and Republicans battle over key swing states, some unexpected voting communities could play a significant role in the outcome. With Kamala Harris being the first-ever woman of Jamaican and Indian descent on a major party ticket, the South Asian community is mobilizing like never before.Young, professional, and politically savvy South Asian Americans, like Sabina Bokhari, are beginning to flex their electoral power.“This is a momentous election, as was the last one and so I have definitely upped my political engagement in all the ways that I can,” she said."The Republican Hindu Coalition" and "South Asians for Biden" are two groups driven by very different political ideologies that are presenting potentially strong voting blocks. Dr. Sumit Ganguly, a professor of political science at Indiana University, says they could play a key role in down ballot races.“It's a disproportionately affluent electorate. And it's an electorate that's growing. It could make a huge difference in Senate and House races,” said Ganguly.South Asian Americans have traditionally high voter turnout and have grown to become the second largest immigrant group in the U.S. They also tend to lean democratic.A post-2016 election survey indicates that 90% of Bangladeshi Americans, 88% of Pakistani Americans and 77% of Indian Americans voted for Hilary Clinton.President Trump has made a major play for the Indian vote. Last year, he held a large rally in Texas alongside Indian prime minister Narendra Modi and attracted a crowd of 50,000 Indian Americans.This week, "South Asians for Biden" launched a digital ad campaign series featuring celebrities encouraging South Asians to vote blue.“I know a lot of the aunties and uncles tend to be much more conservative and kind of lean Republican for sure,” said actor Sendhil Ramamurthy. “I think it's up to younger people, younger than myself, to try and change some minds.”Author and filmmaker Gotham Chopra along with his father Deepak, sister and his niece, a first-time voter, put out their own video stumping for Biden and Harris.“We all, three generations, feel very strongly about the stakes of this election and decided to participate in it,” said Chopra.Making inroads at the highest levels of government, Bokhari says means the power of the South Asian vote is being recognized and paving the way for future generations.“Young South Asians and young South Asian women who do want to occupy a role in our government one day it's important to have that representation,” said Bokhari. “So, we know that we can, and to be able to represent our communities to the best of our ability.” 2644