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SAN DIEGO (KGTV) — The Federal Reserve's decision to lower its key interest rate to near zero will help some San Diegans, but frustrate others.The Fed reduced its Federal Funds Rate to near zero for the first time since the Great Recession of 2008. The move, in reponse to the Coronavirus outbreak, will help keep auto loan rates low and mortgage rates near historic lows. It will also, however, lower earnings from interest bearing savings accounts. Greg McBride, chief financial analyst for Bankrate, predicted the economy to go into a recession, but said the low borrowing rates would help jump start spending once activity picks up again. "Coming out of that, one of the things that's going to give the economy a boost to recover from that will be these brutally low interest rates that entice consumers and businesses to resume borrowing and spending," McBride said. "Somebody concerned about losing their job is not going to go to go out and buy a car."Mortgage rates are already extremely low, with the average rate for a 30-year fixed is 3.36 percent. Still, that's above the all-time lows reached earlier this month, when the Federal Reserve made its first emergency cut. Mark Goldman, a loan officer for C2 Financial Corp., said there has been a rush to refinance since that earlier drop — a big reason why rates did not fall deeper."There's so much refinancing business going on right now that lenders can't stand a lot more business, so they price accordingly," Goldman said. Still, those mortgages rates will remain low as San Diego County enters what's typically its peak home buying season. 1613

SAN DIEGO (KGTV) - The family of a mother and daughter killed by a YouTuber in a wrong-way crash on Interstate 805 filed a lawsuit this week against the teenager’s estate, the City of San Diego, and the County of San Diego. Eighteen-year-old Trevor Heitmann, known as McSkillet, drove his McLaren the wrong way on the freeway in August 2018, killing Aileen Pizarro and her 12-year-old daughter Aryana. The sports car collided with the family’s SUV, which burst into flames. In their lawsuit, Aileen’s father Miguel Pizarro and son Dominic Pizarro cited the County and City for negligence resulting in death. The lawsuit cites an incident the day before the crash, during which the San Diego County Psychiatric Emergency Response Team responded to a call claiming Heitmann was “screaming, paranoid, and delusional”. A psychiatrist, Dr. Mary Rusher, told police she had evaluated Heitmann and he was “a danger to himself and to others and must be immediately detained on a California Welfare & Institutions Code 5150 hold,” the suit stated. Rusher also told a police dispatcher Heitmann had displayed manic symptoms and appeared paranoid, delusional, out of control, and threatened to harm his mother in preceding days, according to the court document. “Police left the home without any evaluation of Trevor’s condition, or notifying PERT, if they were not part of same (PERT),” the lawsuit says. The suit claims the police officers were not exercising their authority to place Heitmann on a 5150 hold in accordance with the law. The victims’ family said they have suffered from loss of financial support, the cost of burial and funeral expenses, medical services, and loss of love, companionship, comfort, affection, society, protection, solace, moral support, attention, services, and support of Aileen and Aryana.10NEWS RELATED COVERAGE:Popular YouTuber identified in wrong-way I-805 crash that killed mother, 12-year-old daughterYouTuber's parents requested psychiatric evaluation before deadly I-805 crashNeighbor says police were called to YouTuber's home the day he died in wrong-way freeway crashHow YouTuber in I-805 crash made small fortune with gaming videosSon remembers mother and sister after release of driver's autopsy in deadly 805 crash 2264

SAN DIEGO (KGTV) — The finale of "Game of Thrones" is certain to send fans in a frenzy, regardless of who takes the Iron Throne by the end of the series Sunday.Who will take the Iron Throne? Daenerys? Cersei? Jon Snow? Jon Snow's direwolf, Ghost? (Maybe not that last one...)San Diegans looking to take part in watch parties or events leading up to the television event are in luck. From watch parties to trivia nights to a "Game of Thrones"-inspired beer festival, there are plenty of chances to show some fandom.For those not planning to stay home Sunday night as "Game of Thrones" ends its eight season run, here's a look at some GOT events around town to jump into:EventsGame of Thrones inspired beer festivalWhen: May 18; Where: The Irenic; Cost: Celebrate the end of "Game of Thrones" at a GOT-inspired beer festival featuring more than 20 medieval craft beers, live music from the Targaryen Sisters and Westeros Party Band, and plenty of photo opps with a custom Iron Throne and a live direwolf.Game of Thrones triviaWhen: May 19; Where: Charlie & EchoPut your GOT knowledge to the test with Game of Thrones-inspired trivia, delicious wine, and some excellent prizes for the winners.GOT-themed yogaWhen: May 19; Where: CorePower Yoga (Pacific Beach)Get your vinyasa on with a morning flow of Game of Thrones-themed hot power yoga at CorePower.Game of Thrones trivia nightWhen: May 22 & May 30; Where: Miss B's Coconut Club; Cost: Gather your friends and test out you Game of Thrones knowledge at Miss B's Coconut Club. One ticket is needed per team, with a maximum of five team members.Watch parties on May 19102 HubCost: Free - Watch the final episode while enjoying the "For the Throne" fermented golden ale fermented from Brewery Ommegang.Hard Rock HotelCost: FreeEnjoy the last GOT episode with inspired cocktails and the episode on a massive flat screen TV at the 207 Bar & Lounge.Mavericks Beach ClubCost: FreeGet to Marvericks early to grab a spot to watch the final episode of Game of Thrones.619 Spirits North ParkCost: FreeEnjoy the final episode of GOT at 619 Spirits in North Park, with complimentary popcorn and drink specials on hand to celebrate. 2197

SAN DIEGO (KGTV) - The Community Resource Center, a non-profit dedicated to helping families in need, was able to overcome the COVID-19 pandemic and deliver holiday happiness to North County families.Every year, the CRC does their annual "Holiday Baskets" program, where families in need get a shopping spree-style day at the Del Mar Fairgrounds to get food, toys, clothing, and more for the holidays.But in 2020, the pandemic made the annual shopping spree impossible because of state and county health guidelines.So the CRC changed things up a bit, turning the event into a drive-thru.Now, instead of walking through a shopping area and picking out items, families will drive through the fairgrounds and have things handed to them in their cars."We'll have a pre-made box of food for each family, we'll have pre-made boxes of blankets for each family, and a pre-made box with family gifts," says CRC CEO John Van Cleef. "So the ability to choose gifts has changed this year, but we'll be providing puzzles, board games, and other family-based gifts."Because of the changes, the CRC could only assist 1,100 families, which is down from their usual 1,600.It may have been even fewer if not for the help of a 15-year old girl."There's always a way that we can help each other out," says Lucie Babcock, who has been volunteering with the CRC since she was 9.For the past five years, Lucie has held bake sales or lemonade stands to raise money for the CRC. She then uses the money to buy toys and gifts for the families.Because of the Pandemic, she couldn't do her usual fundraising.Instead, Lucie wrote letters to family and friends asking for donations. She raised 0."Even if it seems like maybe you don't have the connections to make a difference, there's always a way," she says.Van Cleef says people like Lucie inspire him to keep helping others.The Holiday Baskets event is Saturday, Dec. 4, but families must pre-register to participate. 1952

SAN DIEGO (KGTV) - The government is sweetening the deal for investors who put their money into San Diego's most under-served neighborhoods, but the offer could be having a negative effect on the people who live in them.A new study from Zillow says prices in so-called opportunity zones grew 20 percent in a year after they received the government designation. That designation, part of 2017 tax reform, offered investors capital gains tax breaks for investing in the areas, which the IRS deems "economically distressed."San Diego County has about 30 of these zones, most of them concentrated in the city of San Diego's inner core. Zillow says the Colina del Sol neighborhood near City Heights, parts of Golden Hill and University Heights are the areas that could see the most investment. RELATED: San Diego's top neighborhoods to get more rental space for the money"It's been expensive to live here, but it's expensive to live anywhere," said Tomi Barnett, who lives in Colina del Sol. "It's starting at ,200 or ,300 (a month) for a one-bedroom."The steep price increases have led to concerns that the opportunity zones could ultimately price people out of their own neighborhoods. Erik Tilkemeier, who does economic development for the City Heights Community Development Corporation, said his group is working with officials to make sure the investments also benefit the community.RELATED: Making It In San Diego: How housing got so expensive"Our sidewalks are deplorable in a number of neighborhoods, the walk-ability is not what it should be," he said. "The challenge is all of those same improvements tend to cause gentrification."Tilkemeier added that the government shut down earlier this year delayed getting answers to some key questions on the program. 1775