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For parents allegedly taking part in Rick Singer's college admissions cheating scheme, payments for his services usually came in the form of donations to the nonprofit arm of his "private life coaching and college counseling company" — the Key Worldwide Foundation."When families pay for either, either takin' the test or goin' through the side door, all the money goes through my foundation, and then I pay it out to whoever needs to get paid," Singer said to one parent, in a conversation recorded by law enforcement. (The federal complaint identifies the speaker as "CW-1." CNN has confirmed that CW-1 is Singer.)That blunt admission from the California businessman, who pleaded guilty last week in Boston to four federal charges — racketeering conspiracy, money laundering, tax conspiracy and obstruction of justice — shows just how much the foundation corrupted its stated purpose of providing "guidance, encouragement and opportunity to disadvantaged students around the world."A form filed several years ago with the Internal Revenue Service painted a glowing portrait of the foundation's aims, including helping to bring members of the Crips and Bloods — notorious Los Angeles street gangs — to play basketball together and "develop consensus building programs to stop gang violence."But rather than concentrating largely on the less fortunate, the charity allegedly served as a giant piggy bank to collect money from wealthy parents wanting to get their children into schools they may not have been qualified to attend on their own.One aspect of the alleged scheme, according to a federal criminal complaint, went toward bribing college entrance exam administrators and stand-in test takers to help students get better scores on standardized tests. The second part of the effort was allegedly paying off coaches and administrators at top schools to designate some applicants as recruited athletes when, at times, the students may never have even played that sport.Prosecutors said the business owners, executives and celebrities named in the complaint participated in a massive conspiracy. And Singer, who made a deal with prosecutors, laid out how he said it occurred."We would send (parents) a ... receipt stating that they made a donation to our foundation to help underserved kids, which, in fact, was not the case," Singer said. "That was not the reason why they did it."Charity says it helped 'underserved' kidsTax filings for the Key Worldwide Foundation show that it made donations to nonprofit organizations and several schools, some of which had employees who have been implicated in the scheme and charged.While none of its four board members was reported as receiving income through the foundation, filings show the foundation had thousands of dollars in expenses, including travel, administrative and accounting costs. It reported just over million in revenue from 2013 to 2016 and million in spending.A 990 form filed with the IRS for 2013 says Key's contributions to major athletic university programs "may help to provide placement to students that may not have access under normal channels."The form says the foundation, among other efforts, helped to launch a financial literacy project, create a residential summer program for 100 homeless youth living in Southern California shelters and helped fund a program to assist "800 underserved African-American youth for four weeks in each location providing academic, athletic and financial classes to prepare each high school student for college."From 2013 to 2016, the LadyLike Foundation, Friends of Cambodia and Loyola High School in Los Angeles were among those listed as receiving thousands of dollars. CNN reached out to several organizations to see if they actually received the money, but did not hear back.The family that founded the organization Friends of Cambodia in Palo Alto 3882

Hillary Clinton held meetings in early February with former Vice President Joe Biden and Minnesota Sen. Amy Klobuchar to talk about the 2020 presidential election, a source close to the 2016 Democratic presidential nominee tells CNN.The meetings happened at Clinton's home in Washington, DC, and focused on Biden and Klobuchar's possible 2020 bids. The meeting between Clinton and Klobuchar happened before the Minnesota Democrat announced her candidacy on February 10 in Minneapolis.Biden is still considering a bid and is said to be moving closer to a decision on whether to run for president.Spokespeople for Biden and Klobuchar both confirmed that the meetings occurred.The meetings are yet another sign that potential Democratic presidential candidates see value in Clinton's endorsement, in part because Clinton maintains a devoted group of supporters around the country (she won more than 65 million votes just two years ago) and a strong fundraising network.CNN 982

Gas prices in many parts of the U.S. are going down amid the COVID-19 pandemic. In Kentucky, prices at one gas station hit a low of just 99 cents.According to 171

High-tech crooks have figured out a way to get around two-factor authentication and access some customers’ bank, email and cell phone accounts.Two-factor authentication is the process where your bank, email provider or other business texts you a one-time code that must be entered to get access to your account after you enter your password. Without the code, a user cannot log into an account.Businessman Robert Ross says crooks got his cell phone company to change his SIM card without his knowledge so calls, texts and two-factor authentication messages no longer went to his cell phone, but instead to one the hacker had in his possession. A SIM card is the little chip in most phones that tells a cellular company which handset should receive a call or text.“Hackers stole million from me,” Robert Ross said.A 21-year-old man was later arrested.Ross says 0,000 was stolen first and then 0,000 again later."What the hackers did is they called up AT&T and they impersonated me, and they said, ‘Hi my name is Rob Ross and I got a new phone with a new SIM card. And could you please change the SIM card number in my account,’” Ross said.AT&T would not confirm or deny the specifics of Ross situation.The hacker never touched Ross’ cell phone, he says but was able to route all his calls and texts to the hacker's phone. This included two-factor authentication texts needed to get into Ross’ bank accounts and Gmail account."I look up from my phone, to my laptop and I saw that in real time, my Gmail was going from being logged in to logged out and then I looked back down at my phone. I clicked through the lock screen and I saw that I had no service," he said.He says preventing messages from reaching his Gmail might have delayed him finding out that money has been moved from his account.Metropolitan State University of Denver professor Steve Beaty, who is a cybersecurity and information technology expert, says sometimes crooks can get into a customer’s cell phone account by knowing the answers to security questions."What's your mother's maiden name? What is your pet's name? The problem is, all of those can be found out very easily through breaches and through social media," Beaty said.Beaty says the growing number of breaches shouldn't deter you from using two-factor authentication for your Gmail and bank accounts. He says, instead make it harder for people to impersonate you."I recommend lying about your secret security questions so that you’re not using your mother's maiden name, not your pet name, not your favorite car. I can figure out all of those things about you on Facebook and Twitter," Beaty said.The suspect who police say broke into Robert's accounts has been caught. He's from New York City and faces 21 charges.In Ross’ case, his money was stored in a virtual currency.He doesn’t expect to get his money back.AT&T sent the following statement:“We continually look for ways to enhance our policies and safeguards to protect against these sorts of scams. When our customers are victims of identity theft, we strive to reverse activity related to their account with us and restore service as quickly as possible.”AT&T has a web page with news and information about SIM swaps here: 3250

Here's some good news for drivers in the United States: Gasoline could fall below a gallon for many Americans later this year.Retail gas prices have been falling steadily for several weeks now. The national average currently stands at .72 a gallon for regular gas, according to AAA, down 17 cents from the 2019 high in early May and down 7 cents in just the past week.Wholesale prices are falling even faster, suggesting that prices at the pump should continue to fall."Pretty much every portion of the country should see drops between now and the end of next week," said Tom Kloza, head of energy analysis for the Oil Price Information Service.Most of the decline is because of falling oil prices, in part thanks to booming US oil production. That has made up for cuts in production by OPEC nations designed to support prices. Oil prices have also fallen in part because of weaker-than-expected demand for gasoline in international markets, particularly China, where slowing economic activity has cut into auto sales.Gasoline prices have fallen fastest in parts of the country where gas was the norm at the end of last month. In California, which still has the highest average price at .86 a gallon, prices have fallen by 23 cents. And wholesale prices in the West are falling even faster than elsewhere in the country as refineries there that had been shut come back online."[Gas prices] should continue to fall as we move through the summer," said Kloza. "There's a high probability we'll be paying less than .50 in the next few months."The national average price will probably decline even more — perhaps to .25 a gallon according to Kloza — later in the year. Once the summer driving season ends, demand for gas falls, pushing down prices. So does a switch away from the more expensive blend of gasoline required in the summer months to control smog.A national average of .25 a gallon would probably mean that nearly half the nation's gas stations will be selling regular gas for less than a gallon, Kloza said. 2047