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Resolving to get healthier in 2019 is admirable. Elbowing through the mosh-pit gym crowds in January is impressive, if not pretty. Not using the gym at all by June, even after paying for a yearlong contract, is, well, disappointing.And it’s a waste of money, even if your intentions were good.After all, joining a gym seems like the answer to healthy resolutions, and maybe redemption for those fifth and sixth helpings of eggnog. Gyms are ready for this annual jolt of workout motivation — all you have to do is sign an annual contract.Annual contracts don’t seem so bad, but …Promotions and marketing aren’t all that make a yearlong financial commitment tempting.“There’s a weird way where we think if we’re spending money we’re accomplishing our goals,” says Kit Yarrow, consumer psychologist and author of “Decoding the New Consumer Mind.”“If we do anything, we feel like we’re taking a step toward our goal. And a lot of times, the easiest thing to do is 972
TAMPA, Fla. -- A 17-year-old was not allowed to attend her homecoming dance after she decided to wear a jumpsuit.Darcy Krueger said she was turned away at the door for not following dress code. The Tampa Bay Homeschool Homecoming dance was held at a venue in Tampa on Friday. "I was very surprised. I called my mom and I was telling my friends about it because I couldn't really believe it," said Darcy Krueger. 424

ST. PETERSBURG, Fla. — A St. Petersburg man was stunned to see a credit card arrive with his name. The problem is he never applied for it.Adam Hickson pulled out a Chase Sapphire card from a UPS envelope addressed to him. The card had his full name and a limit of nearly ,000.“How could this happen? How did they get my identity?" asked Hickson. "I have no idea how they got my information right now. I can only speculate.”According to the Better Business Bureau, identity theft is the fastest-growing type of fraud in North America. “There’s not a lot of ways to prevent this from happening to you," said Jen Smith, a personal finance expert.Smith says this type of fraud can happen to anyone, especially in this age of data breaches.“It can be really disrupting because money controls so much of your life," she said.Scammers can pay for names, addresses, even social security numbers off the dark web. Hickson says he immediately called Chase when he got the card and filed a complaint with the Federal Trade Commission. No money was taken. 1059
Stocks, already rattled by the US-China trade war, were set to fall sharply Friday after President Donald Trump announced new tariffs on Mexican imports.Dow 169
Sephora Cosmetics today said it is ending its partnership with the daughter of Actress Lori Loughlin, who is charged in a large national college admissions cheating scheme."After careful review of recent developments, we have made the decision to end the Sephora Collection partnership with Olivia Jade, effective immediately," 340
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