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Manufactured homes are making a comeback. Bloomberg reports since 2009, the homes have been on the rise. Many home buyers are turning to manufactured homes, because they are more affordable.Features that make them appealing to home buyers, include open floor plans, spacious kitchens and big bedrooms and bathrooms. “A lot of people are surprised when they come into our homes for the first time," says Phillip Dickson, with Clayton Homes. "It’s not what they are expecting.”However, there are a few things, aesthetically, that are different. There is a marriage line down the center of a manufactured home. When it’s assembled, it comes in two pieces. In recent years, Dickson says he’s seen an uptick in purchases. He says people are needing affordable housing in this competitive market. According to the National Association of Realtors, an average American home cost about 8,000. A starting price for a manufactured home, with no add-ons, can cost just ,000.When it comes to a manufactured home, there are many housing experts that say factory-built homes depreciate in value. However, Dickson says whether your home is manufactured or not, if you live in a great location, the value of your home will go up. Despite the value of a manufactured home, there are many buyers worried more about the home’s quality. But Dickson says the same requirements put in place for a site build home are still required for manufactured homes. Dickson hopes to break the stigma of how people view a manufactured home. He says if you’re looking to buy a home that you can customize, place where you want and keep it under budget, then a manufactured home might be your best choice. 1760
Maybe music artist Moby was right, and “we are all made of stars.” New research suggests the calcium in our teeth and bones came from star explosions.Researchers from Northwestern University looked at a calcium-rich supernova with x-ray imaging, which provided a glimpse into the last month of the star’s life and ultimate explosion.The findings, published in The Astrophysical Journal, suggest a calcium-rich supernova is a compact star that gives off an outer layer of gas as it’s dying. When it explodes, the star’s matter collides with material, emitting bright x-rays.The explosion is so intensely hot and high pressure, it allows nuclear fusion to produce a massive amount of calcium in mere seconds. Typically, a star creates a small amount of calcium slowly by burning helium.Half the calcium in the universe likely came from calcium-rich supernovae.“These events are so few in number that we have never known what produced calcium-rich supernova,” said Wynn Jacobson-Galan, a first-year Northwestern graduate student who led the study. “By observing what this star did in its final month before it reached its critical, tumultuous end, we peered into a place previously unexplored, opening new avenues of study within transient science.”The observed explosion was named SN 2019ehk in the Messier 100 galaxy. If that sounds a little too fantasy, just know it was 55 million light years from earth.“Without this explosion, you wouldn’t know that anything was ever there,” Margutti added. “Not even Hubble could see it.”The team was able to look at images from the Hubble Telescope of the area of SN 2019ehk before the explosion to compare before and after.The researchers are working on a follow-up study that includes how the supernova is evolving after the explosion, according to statements made to CNN. 1821
Millions of homeowners and renters have been struggling to make housing payments since March.“The latest census pulse survey shows about a third of renters have little to no confidence that they will be able to make rent,” said Alieza Durana with Princeton University’s Eviction Lab.It’s been tracking the affordable housing crisis in America, but particularly how that has manifested during this pandemic.“We have counted over 39,000 evictions between March and August,” said Durana.Those evictions took place because the CARES Act’s federal moratorium on eviction only covered tenants in properties with federally backed mortgages, which is estimated to be about a third of all renters.However, more than a month ago, even that partial protection expired, and millions of Americans have been lingering with concern over whether they can keep a roof over their heads.“In the absence of government intervention, it doesn’t look good,” said Durana.Late Tuesday afternoon, the Centers for Disease Control and Prevention (CDC) issued a 37-page order that will ban evictions in order to reduce the spread of coronavirus. The order applies to owners and tenants of “any” residential property.However, there are a few important caveats.First, in order to be protected from eviction, you are required to provide your landlord with a signed copy of the declaration form that is located at the end of the CDC’s order.Secondly, on the form, you have to swear that your income is below the CDC’s outlined threshold and that you are unable to make full rent payment because of a substantial loss of household income. The CDC’s income threshold is ,000 for single filers and 8,000 for joint filers.Lastly, renters have to certify on the form that they will continue to pay whatever portion of their rent that is manageable and that they are aware whatever rent was not paid will still be owed in addition to late fees.The CDC’s order protects renters until the end of 2020, but it does not protect homeowners against foreclosures. So far, there is no mention from Congress or from the Trump Administration of help to landlords. 2128
Microsoft co-founder Paul Allen has died, his investment firm Vulcan said Monday. He was 65."It is with deep sadness that we announce the death of our founder Paul G. Allen, co-founder of Microsoft and noted technologist, philanthropist, community builder, conservationist, musician and supporter of the arts," Vulcan said in a statement.Allen died in Seattle from complications related to non-Hodgkin's lymphoma. He had just announced two weeks ago that he was being treated for the disease.Allen also owned two professional sports teams, NFL's Seattle Seahawks and the NBA's Portland Trail Blazers."My brother was a remarkable individual on every level," Allen's sister, Jody Allen, said in a statement on behalf of his family. "He was a much loved brother and uncle, and an exceptional friend. "Allen was treated for the cancer in 2009, and had been in remission. Two weeks ago, he said he planned "on fighting this aggressively" while continuing to work on his various projects and his sports teams.Allen founded Microsoft with Bill Gates in 1975 and left in 1983, when he was treated for Hodgkin's lymphoma.Non-Hodgkin's lymphoma, like the less-common Hodgkin's disease, is a cancer of the lymphatic system. 1225
Many store personal information such as their credit card, concert tickets and auto insurance on their smartphone. Why not also have your driver’s license or passport on your phone?It seems Apple is pondering this question as it filed a patent last week to develop systems to store personal information such as driver’s licenses and passports on smartphones.The patent allows Apple to continue developing exclusive technology to verify users so such sensitive documents could safely be store on devices. The patent also notably does not specifically mention iPhones, which could be a sign the technology could be used for other devices, such as Apple Watches, MacBooks and iPads.Besides driver’s licenses and passports, Apple mentions that the technology could also be used to store library cards, tickets and university IDs.While the technology could draw a lot of questions, the patent process generally takes years to complete, meaning it’s not expected to be a feature coming to iPhones in the near future. 1018